Free trial ke baad auto deduction subscription kaise rokein.

Free trial lete waqt aapne UPI PIN daala tha, sochte hue ki bas verification hai. Wo verification nahi tha — usi waqt ek AutoPay mandate ban gaya, aur trial khatam hote hi auto deduction shuru ho jaata hai. Achhi baat ye hai ki trial khatam hone se pehle isse rokna aasan hai.

Free trial ke baad auto deduction kaise rokein — timing sahi rakhein

1. Apne UPI app ki mandate list kholein aur us merchant ka mandate dhoondein.
2. Next debit date dekhein — trial usi din khatam ho raha hai.
3. Us date se kam se kam 24 se 48 ghante pehle cancel karein. Aakhri raat par mat chhodein.
4. Cancel karne ke baad confirmation screen ka screenshot le lein.
5. Mandate reference number note kar lein, taaki galat debit hone par complaint kar sakein.

Mandate cancel karne ke exact steps

• PhonePe: profile icon (top-left) → Manage AutoPay → mandate → Cancel AutoPay → confirm.
• Google Pay: profile picture (top-right) → Autopay → mandate → Cancel autopay / Turn off → confirm.
• Paytm: profile icon → UPI Automatic Payments → Manage → mandate → Cancel.
• BHIM: Mandate → My Mandates → mandate → Revoke.

Agar wo app ab aapke phone mein nahi hai, koi baat nahi — mandate kisi bhi UPI app se cancel ho sakta hai jo us bank account se linked hai.

Sirf mandate cancel karna kaafi nahi hai

Mandate cancel karne se debit rukta hai, lekin service chalti rehti hai. Matlab merchant ke record mein aap abhi bhi subscriber hain aur bill banta reh sakta hai. Isliye merchant ki website ya app par jaakar subscription bhi cancel karein — dono kaam alag hain aur dono zaroori hain.

Ek zaroori baat

Debit se pehle pre-debit notification aata hai — usi ko ignore karne se log trial charge miss kar jaate hain. Aur mandate apne aap expire nahi hota; wo apni end date tak chalta rahega.

FAQ

Trial ke pehle din hi cancel kar dun to trial chala jaayega? Mandate cancel karne se debit rukta hai; service merchant ke terms ke hisaab se trial period tak chal sakti hai.

Cancel karne se CIBIL par asar hoga? Nahi — sirf loan EMI mandate alag hai, jahan EMI miss hone se score girta hai.

Conclusion

Trial ka asli deadline mandate ki next debit date hoti hai, calendar reminder nahi. Aaj apni mandate list dekhein aur trial khatam hone se pehle cancel kar dein.