PhonePe me app subscription ka auto pay kaise band kare.

PhonePe se aapne kisi app ka subscription liya tha, aur ab har mahine wahi amount chup-chaap kat raha hai. Achhi khabar — PhonePe me app subscription ka auto pay band karna chaar-paanch tap ka kaam hai, aur iske liye customer care ko call karne ki zarurat nahi.

PhonePe mein AutoPay band karne ke steps

1. PhonePe app kholein.
2. Top-left corner mein apne profile icon par tap karein.
3. Payment/settings section mein Manage AutoPay par jaayein.
4. Aapke sabhi active mandates ki list khulegi — merchant name, amount aur next debit date ke saath.
5. Jis subscription ka auto pay band karna hai, us par tap karein.
6. Cancel AutoPay par tap karein.
7. Confirm karein. Ho gaya — agli debit nahi hogi.

Confirmation screen ka screenshot le lein aur mandate reference number note kar lein.

Cancel karne se pehle 3 cheezein dekh lein

• Next debit date — agar wo kal hai to aaj hi cancel karein, aakhri minute par mat chhodein.
• Maximum ceiling — variable-amount mandate mein ek ceiling likhi hoti hai. Merchant usse upar nahi jaa sakta, lekin ceiling tak kuch bhi kaat sakta hai.
• Mandate reference number — baad mein koi galat debit hua to complaint mein yahi kaam aayega.

Agar PhonePe mein mandate nahi dikh raha

Ye baat surprise karti hai lekin sach hai: mandate kisi bhi UPI app se cancel ho sakta hai jo us bank account se linked hai. Matlab agar mandate Paytm ya kisi merchant app se bana tha, tab bhi aap PhonePe se use band kar sakte hain — aur ulta bhi. Agar phir bhi nahi dikh raha, to check karein ki PhonePe mein wahi bank account linked hai jisse paisa kat raha hai.

Ek zaroori baat

PhonePe se AutoPay cancel karne ka matlab hai debit ruk gaya — service cancel nahi hui. OTT ya app subscription hai to merchant ki app/website par jaakar subscription bhi cancel karein, warna unka bill aapke naam bakaya reh sakta hai.

FAQ

PhonePe se AutoPay cancel karne par CIBIL score girta hai? Nahi — sirf loan EMI mandate mein EMI miss hone se score par asar padta hai.

₹15,000 se zyada ka AutoPay bina PIN ke kat sakta hai? Nahi, us par AFA lagta hai aur UPI PIN daalna padta hai. Insurance, mutual fund SIP aur credit card bill mein ye limit ₹1,00,000 hai.

Conclusion

Manage AutoPay hi wo ek screen hai jahan aapka poora subscription kharcha dikhta hai. Mahine mein ek baar khol kar dekh lein aur jo use nahi kar rahe, wo cancel kar dein.