SBI account se UPI subscription auto pay kaise band karein.

SBI ka SMS aata hai ki account se paise debit ho gaye, aur aapko yaad bhi nahi ki kaunsa subscription hai. SBI account se UPI subscription auto pay band karna aasan hai — aur iske teen alag raaste hain, jisme se ek aap abhi phone se kar sakte hain.

Route 1: SBI YONO ya BHIM SBI Pay se

1. YONO ya BHIM SBI Pay app kholein.
2. UPI Mandate section mein jaayein.
3. Approved / Active mandates par tap karein.
4. Jis mandate ko band karna hai use select karein.
5. Revoke par tap karke confirm karein.

Yahi sabse tez tarika hai — do minute mein ho jaata hai.

Route 2: SBI net banking se

1. onlinesbi.sbi par log in karein.
2. e-Services tab kholein.
3. Manage Standing Instructions / e-Mandate par jaayein.
4. List mein se mandate select karein.
5. Cancel karein aur confirmation page save ya print kar lein.

Route 3: Branch se

Agar app aur net banking dono na chalein, to branch mein ek written mandate-cancellation request de sakte hain. Usme apna account number aur mandate reference number zaroor likhein — reference number aapko debit ke baad wale SMS mein milega, merchant name, amount, date, transaction reference number aur bank ki grievance redressal details ke saath.

Aur ek kaam ki baat: mandate kisi bhi UPI app se cancel ho sakta hai jo aapke SBI account se linked hai — PhonePe, Google Pay, Paytm, BHIM, koi bhi. Sirf SBI ke apps ka intezaar karne ki zarurat nahi.

Ek zaroori baat

SBI mein mandate revoke karne se debit rukta hai, service cancel nahi hoti — merchant ke saath subscription alag se cancel karein. Aur agar wo mandate loan EMI ka hai to use band mat karein; EMI miss hone se CIBIL score par seedha asar padta hai.

FAQ

Kitni amount tak bina PIN ke kat sakta hai? ₹15,000 per transaction tak. Isse upar AFA lagta hai aur UPI PIN maanga jaata hai; insurance, mutual fund SIP aur credit card bill mein limit ₹1,00,000 hai.

Galat debit ho gaya to kya karein? UPI app mein Help → Report an issue se complaint karein; 3 din mein hal na ho to bank, aur 30 din baad bhi na ho to RBI Ombudsman (cms.rbi.org.in).

Conclusion

SBI account par chal rahe mandates aapke haath mein hain — YONO, net banking ya kisi bhi UPI app se band ho sakte hain. Aaj list check karein aur faltu wale revoke kar dein.