Apna active UPI subscription mandate kaise dekhe (Step-by-step).

Zyadatar log apna active UPI subscription mandate tab dekhte hain jab paisa kat chuka hota hai. Achhi baat ye hai ki har UPI app mein ek screen hoti hai jahan sabhi active AutoPay mandates ek list mein dikh jaate hain — 30 second ka kaam hai.

Har app ka exact menu path

PhonePe 1. App kholein. 2. Top-left corner mein profile icon par tap karein. 3. Payment/settings section mein Manage AutoPay kholein. 4. Active mandates ki list saamne aa jaayegi.

Google Pay 1. App kholein. 2. Top-right corner mein apni profile picture par tap karein. 3. Autopay par jaayein. 4. Sabhi active mandates dikh jaayenge.

Paytm 1. Profile icon par tap karein. 2. UPI Automatic Payments kholein (ya Settings → UPI & Payment Settings). 3. Manage par jaayein.

BHIM 1. Mandate section kholein. 2. My Mandates par tap karein.

List mein kya-kya dekhna hai

Har mandate ke saath ye details hoti hain — inhe padhna seekh lein:

• Merchant ka naam
• Har debit ka amount
• Frequency — weekly, monthly ya yearly
• Next debit date
• Mandate ki end date
• Variable-amount mandate ho to maximum ceiling, jisse upar merchant nahi jaa sakta

Jo naam pehchaan mein na aaye, uska mandate reference number note kar lein.

Agar list adhoori lag rahi ho

Ek baat jo bahut kam logon ko pata hai: mandate kisi bhi UPI app se dikhta aur cancel hota hai jo us bank account se linked ho. Matlab Paytm par bana mandate aap PhonePe se bhi band kar sakte hain.

Agar aapke 2-3 bank accounts hain, to har account ko app mein select karke alag-alag check karein. Saath mein bank statement bhi scan karein — har mahine repeat hone wale same-amount debits hi aapke chhupe hue subscriptions hain.

Ek zaroori baat

Mandate apni end date tak chalta rahega — wo apne aap chup-chaap expire nahi hota. Aur app se cancel karne par sirf debit rukega; merchant ke saath service alag se cancel karni padegi.

FAQ

Cancelled mandate list mein dikhta rahega? Kai apps use cancelled ya inactive status ke saath dikhate hain — status column zaroor check karein.

Mandate list dekhne par CIBIL par koi asar? Bilkul nahi. Dekhna aur cancel karna dono credit score ko touch nahi karte, sirf loan EMI miss hona karta hai.

Conclusion

Mandate list hi wo ek screen hai jo aapka poora subscription kharcha dikhati hai. Mahine mein ek baar khol kar dekh lena kaafi hai.