1-Click me sabhi UPI mandates aur subscriptions kaise delete karein.

Teen UPI apps, do bank accounts, aur pata nahi kitne mandates. Ek-ek app khol kar list dekhna thakane wala kaam hai — isi chakkar mein log saalon tak purane subscriptions pay karte rehte hain. Sabhi UPI mandates aur subscriptions delete karne ka pehla step ye hai ki sab ek jagah dikhein.

Manual tarika: har app alag se kholna

• PhonePe: profile icon (top-left) → Manage AutoPay → mandate → Cancel AutoPay
• Google Pay: profile picture (top-right) → Autopay → mandate → Cancel autopay
• Paytm: profile icon → UPI Automatic Payments → Manage → mandate → Cancel
• BHIM: Mandate → My Mandates → mandate → Revoke
• SBI YONO / BHIM SBI Pay: UPI Mandate → Approved/Active mandates → Revoke

Kaam ho jaata hai, bas time lagta hai — aur ek se zyada bank account hain to har account alag se dekhna padta hai.

Sab ek list mein kaise dekhein

Ek kaam ki baat: mandate kisi bhi UPI app se dikhta aur cancel hota hai jo us bank account se linked ho — sirf usi app se nahi jisme bana tha. Isi wajah se ek hi jagah se saare mandates manage karna possible hai.

Hamara free app isi ke liye hai: aapke account par chal rahe sabhi UPI AutoPay mandates ek list mein — merchant name, amount, frequency aur next debit date ke saath — aur jo nahi chahiye use 1 click mein cancel.

Cancel karne ke baad ki checklist

1. Har cancellation ka confirmation screenshot save karein.
2. Mandate reference number note kar lein.
3. Merchant ke saath subscription bhi cancel karein — app se cancel karne par sirf debit rukta hai, service nahi.
4. Agle mahine ka statement check karein ki koi debit bacha to nahi.
5. Galat debit dikhe to Help → Report an issue; 3 din mein hal na ho to bank; 30 din baad RBI Ombudsman (cms.rbi.org.in).

Ek zaroori baat

Sab delete karne se pehle dekh lein ki koi loan EMI mandate to nahi hai — use band karne par EMI miss hoti hai aur CIBIL score girta hai. Baaki subscription mandates cancel karne se score par koi asar nahi padta.

FAQ

Mandate apne aap khatam ho jaayenge? Nahi, wo apni end date tak chalte rahenge.

₹15,000 se upar ka debit bina PIN ke ho sakta hai? Nahi, us par AFA lagta hai — insurance, mutual fund SIP aur credit card bill mein limit ₹1,00,000 hai.

Conclusion

Sabhi mandates ek list mein dekh lena hi asli kaam hai — cancel karna uske baad seconds ka hai. Aaj poori list nikaalein aur safai kar dein.